credit card

Apply for the easiest bank credit card

by Lily White
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A credit card offers pre-approved and quick short-term loans with an interest-free period. They also provide a range of shopping and lifestyle benefits to help you save and earn more. Anyone with a financial history can apply for a credit card and utilise its benefits.

However, to apply for a credit card, you must satisfy a few eligibility criteria, such as income, age limit, and nationality. Banks may also have extended credit card application and verification processes which, at times, can be hectic.

But banks like IDFC FIRST Bank offer the easiest credit card application. You can approach the bank in person or visit the official portal to choose a specific card and apply online. Let us walk you through the IDFC FIRST Bank credit card application process.

Benefits of applying for an IDFC FIRST Bank credit card

Banks offer several types of credit cards to help applicants from all backgrounds apply for a credit card. You can also choose a specific card depending on your spending. For example, if you are an avid shopper, you can opt for a shopping credit card that offers discounts and offers every time you shop with your card.

IDFC FIRST Bank offers various credit cards suiting your spending habits and financial requirements. Whether shopping, travelling, entertainment, or lifestyle expenses, the bank has a card for every need. Some key benefits of IDFC FIRST Bank credit cards are as follows:

  • Lowest credit card APR (annual percentage rate) in the industry, starting just at 12% per annum
  • The cards are free forever, so you do not need to pay annual charges.
  • Exclusive reward program on every credit card expense. Earn up to 10X rewards based on your expense
  • Easy credit card application process through various online and offline channels
  • Enjoy numerous shopping, dining, entertainment, lifestyle, and travel privileges

Additionally, IDFC FIRST Bank charges minimum fees on credit cards to increase affordability.

How to apply for an IDFC FIRST Bank credit card?

The bank offers numerous online and offline methods to apply for a credit card. You can follow the five steps mentioned below to get your credit card instantly:

  1. Visit the IDFC FIRST Bank official portal or download the IDFC FIRST Bank mobile application
  2. Register by entering your name, date of birth, and mobile number
  3. You will receive an OTP for verification
  4. Later, you can fill out the required details and upload documents for verification and approval
  5. Once approved, you get your credit card details instantly, and the physical card is delivered to your address at the earliest.

Since the process is completely online, verification and approval don’t take time. Alternatively, you can visit the nearest IDFC FIRST Bank branch and apply offline.

Choosing a credit card requires adequate research to get the best deals. You can log on to IDFC FIRST Bank’s official portal, compare various credit cards, and find the most suitable credit card aligning with your financial requirements. The application process is quick, easy, and effortless.


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